SIPP Self Invested Pension Advisers in Milton Keynes, Bucks

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Retirement planning isn't a one-size-fits-all solution. SIPPs offer you greater control and flexibility in planning for retirement and are a compelling alternative to other options in the pension market. Our advisers will explain the benefits of SIPPs, discuss how their features may suit your circumstances and offer you accurate information so you can decide whether they are the right pension product for your situation. SIPPs allow you to actively choose investments and build a personalised portfolio that reflects your unique risk tolerance and financial goals.

What is a SIPP?

A Self Invested Personal Pension (SIPP) is a Registered Pension scheme under the terms of the Finance Act 2004.

SIPPs are designed for investors who want maximum control over their pension without being dependent on any one fund manager or insurance company. As such, a SIPP requires active management and a degree of investment expertise. Furthermore, the charges (levied by the SIPP manager) may be higher than for a personal pension or stakeholder plan.

Unlike a standard personal pension, a SIPP holder has a much wider choice of assets to invest in, each of which can be selected to meet the individual's circumstances and requirements.

Investments which can be held in a SIPP include:

UK and overseas equities
Unlisted shares
OEICs and unit trusts
Property and land (but not most residential property) insurance bonds

It’s possible to use a SIPP to raise a mortgage to fund the purchase of commercial property, where the rental income paid into the SIPP either completely, or partially, covers the mortgage repayments and/or the property’s running costs.

Please note SIPPs are not suitable for everyone investing in a pension, we will conduct an assessment of your situation to determine suitability.

Our Milton Keynes based pensions advisors are dedicated to guiding clients in and around Buckinghamshire through setting up and managing their SIPP. Contact us today to discuss your future goals and explore how we can help you find an investment strategy that maximises your potential returns to secure your retirement.